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Twin Cities Habitat for Humanity

Foreclosure Avoidance Counseling

1954 University Ave W, St. Paul, MN, 55104

Distance: 1037 Miles

(612) 305-7147


Service Details


Foreclosure avoidance counseling provides information and assistance to help you avoid foreclosing on your mortgage and losing your home. This non-profit agency has been approved by Housing and Urban Development (HUD) to offer the service. HUD foreclosure avoidance counseling is free-of-charge.

The counseling session(s) will help you determine if you are eligible for a loan adjustment, or if you can refinance your mortgage to reduce monthly payments. If you are eligible, the counselor will work with you to prepare an intake package (paperwork) for your mortgage servicer.

Additional Information

Participants will work directly with a Mortgage Foreclosure Prevention Counselor:
* To determine if staying in your home is possible
* Understand your options
* To create a household budget
* To learn about your rights, the foreclosure process, and how to communicate with your lender
* To create an Action Plan for regaining housing stability by actively working with your lender and helping you save money for mortgage payments


  • Payment
    • Free / no cost to everyone 
  • Specialization
    • People with low income 

Application Instructions

Application is downloadable



Business Hours

8:30am - 5:00pm, Monday - Friday

Area Served

Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington Counties


Phone Numbers

Type Number Hours
Main (651) 207-1700

Last Update


Other Locations

This provider does not offer this service at other locations.

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